Experienced Team of Professionals. Our team at Financial Management Professionals (FMP) is a group of experienced and talented individuals who are committed to serving you in a different way. Our team is comprised of seven CERTIFIED FINANCIAL PLANNER™ professionals and two Certified Public Accountants working together to provide you personal wealth management services. At FMP, personal wealth management means combining a customized financial plan, investment management, and a personal relationship with the collective intent of helping you achieve your financial goals.
Independence. As a fee-only firm, we do not receive any commissions for trading securities or selling products. Simply put, we work for you, our client, not a brokerage firm or insurance company. We believe this commission-free, simple fee structure provides for the best advisor-client relationship because there are no conflicts of interest between us and you. If your success isn’t aligned with the success of your advisor how can your interest be first? Our independence allows us to focus on your specific goals and objectives.
Fiduciary Standard. As a Registered Investment Advisor, FMP has a fiduciary responsibility and legal obligation to act in our clients' best interests. Registered Investment Advisors are registered directly with the Securities & Exchange Commission (SEC) and are held to a different and higher standard than other financial advisors. Advisors who are not Registered Investment Advisors are only held to the "suitability standard," which means the advisor must have a reasonable basis for believing a recommendation is suitable. However, this standard falls short of providing for a client’s best interest. By adhering to the “fiduciary standard,” FMP recommends what we believe is best for our clients rather than merely what is suitable.
Relationship with Clients. At FMP, our advisors take the time to get to know our clients' needs and whole financial picture. We desire long-lasting relationships with our clients; therefore, we are committed to being an employee owned, managed, and controlled organization. Our goal is to never have a large corporate parent somewhere directing how we provide financial advice. With that in mind, we have implemented a succession plan at FMP to ensure our professionals will continue to determine your financial advice.
Dedication to Excellence. In addition to being held to the "fiduciary standard of care," FMP advisors are members of various industry organizations such as the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and the Chartered Financial Analyst (CFA) Institute. Belonging to these organizations that require the highest standards of professionalism is merely an extension of FMP advisors' commitment to integrity, responsibility, and your peace of mind.
National Recognition. Our advisors have repeatedly been recognized as some of the top in the country by publications such as Bloomberg Wealth Manager, Medical Economics Magazine, and Five Star Professionals.